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Debt Review for the Unemployed Applying for debt review if unemployed can be challenging, but it is not necessarily impossible. The primary factor that debt counsellors consider is your ability to make the reduced monthly payments proposed in the debt restructuring plan. If you are currently unemployed , you will need to demonstrate a viable and sustainable source of income to support the restructured payments. This could include: Unemployment benefits: If you are receivin

Managing debt can be overwhelming, especially when multiple creditors are involved and monthly payments pile up. Many people find...

In South African law, the concept of prescribed debt is crucial for consumers to understand. Simply put, prescribed debt is debt that a creditor can no longer legally claim because a certain period has passed since the last activity on the account. Understanding what constitutes a prescription in law regarding debt can potentially save you from having to pay old debts. CDS Consulting SA provides a clear explanation of prescribed debt and how it might affect you. The Presc

If you're considering debt counselling  in South Africa, one of the most crucial decisions you'll make is selecting the right registered...